Toast coconut on low under broiler until lightly browned
Set oven to 375 degrees
Line 36 mini muffin tins with paper cups or spray with cooking spray
In large bowl, stir together flours, sugar, baking powder, baking soda, and cinnamon blend.
In another bowl, using a whisk, mix the banana, buttermilk, applesauce, egg, vanilla and coconut
Add the wet ingredients to the dry ingredients, just until blended well
Fill muffin tins three-quarters of the way
Bake for 10 minutes or until toothpick inserted in center comes out clean
Cool completely
Blend Neufchatel Cheese, powdered sugar, and vanilla until creamy.
Lightly spread icing on cooled cupcakes
Top muffins with remaining toasted coconut and one banana chip stuck in center